NAZZMA ARIFAH; AUDREY SALSABILA; FRANSCISKA LUCYA L; M. VAHRUNNIZAL N. R. PENGARUH FAKTOR-FAKTOR DIFUSI INOVASI TERHADAP ADOPSI LAYANAN PERBANKAN DIGITAL PADA MOBILE BANKING DI JAKARTA BARAT. Journal of Innovation Research and Knowledge, [S. l.], v. 5, n. 9, p. 10255–10264, 2026. Disponível em: https://bajangjournal.com/index.php/JIRK/article/view/12305. Acesso em: 7 mar. 2026.