EFFECT OF FINANCIAL LITERACY ON HOUSEWIVES' FINANCIAL PLANNING

Authors

  • Nurhasanah STIE IBMI Medan, Indonesia
  • Anggita Permata Yakup Universitas Gorontalo, Indonesia
  • Silvia Ekasari STIE Manajemen Bisnis Indonesia, Indonesia
  • Donny Dharmawan Universitas Krisnadwipayana, Indonesia
  • Ufi Rumefi Institut Teknologi dan Bisnis Yadika Pasuruan, Indonesia

Keywords:

Financial Literacy, Housewives' Financial Planning, Simple Linear Regression

Abstract

The aim of this research is to analyze effect of financial literacy on housewives' financial planning. This type of research uses descriptive associative research with an ex-post facto approach. The population in this study were housewives in Medan City. Sampling in this study used random sampling. From random sampling, the sample was 50 respondents. Data collection obtained in this research was observation, documentation, and questionnaire. The data analysis tool in this research uses simple linear regression. The research results show that financial literacy is positive and significant in housewives' financial planning.

References

Akbar, A. (2007). Cara Kaya dengan Investasi. Jakarta: Rabka Publisher.

Alimuddin, Mariani, Sandra, Jana, Awom, Sarce Babra, Pandiangan, Saut Maruli Tua, Solehudin, Ahmad, Susanti, Evi, Fitriani, Itsna Rahma, Budiantoro, Risanda Alirastra, & Chasanah, Amalia Nur. (2023). Pengantar Ekonomika. ISBN: 978-623-8382-45-3. Batam: Penerbit Cendikia Mulia Mandiri.

Kurdhi, Nughthoh Arfawi, Sunarta, Desy Arum, Oktavianty, Nur, Nikmatullah, Jenita, Hatta, Heliza Rahmania, Ali, Helmi, Pandiangan, Saut Maruli Tua, Asrahmaulyana, & Rahman, Abdul. (2023). Statistika Ekonomi. ISBN: 978-623-8157-48-8. Batam: Penerbit Cendikia Mulia Mandiri.

Mulyawan, Setia. (2015). Manajemen Keuangan. Bandung: CV Pustaka Setia.

Pandiangan, Saut Maruli Tua. (2023). Effect of Packaging Design and E-Satisfaction on Repurchase Intention with Quality of Service as an Intervening Variable to the Politeknik Unggulan Cipta Mandiri Students Using E-Commerce Applications. Journal of Production, Operations Management and Economics (JPOME), 3(4), 51-58. http://journal.hmjournals.com/index.php/JPOME/article/view/2350.

Pandiangan, Saut Maruli Tua. (2024). Effect of Income and Expenditure on Foreign Visitors at Indonesian Commercial Tourist Attractions. Journal of Social Responsibility, Tourism, and Hospitality (JSRTH), 4(2), 1-7. https://journal.hmjournals.com/index.php/JSRTH/article/view/3611.

Pandiangan, Saut Maruli Tua, Wahdiniawati, Siti Annisa, Pratiwi, Ratih, Budiarto, Balla Wahyu, Arief, Ilham. (2023). Business Strategy Assistance and Training for Micro, Small, and Medium Enterprises. Jurnal Pengabdian Mandiri, 2(10), 2129-2134. https://bajangjournal.com/index.php/JPM/article/view/6671.

Pandiangan, Saut Maruli Tua, Gultom, Josua Alexander, Ariani, Dian, Dharmawan, Donny, & Butar-Butar, Ribka Sari. (2023). Effect of Problem-Based Learning Model on Learning Outcomes in Microeconomic Course. Edumaspul: Jurnal Pendidikan, 7(2), 5572-5575. https://ummaspul.e-journal.id/maspuljr/article/view/7283.

Pandiangan, Saut Maruli Tua, Pattiasina, Victor, Mawadah, Badriatul, Dharmawan, Donny, & Suratminingsih. (2023). Effectiveness of Problem-Based Learning Model on Critical Thinking Ability in Financial Management Course. Edumaspul: Jurnal Pendidikan, 7(2), 5576-5580. https://ummaspul.e-journal.id/maspuljr/article/view/7284.

Pandiangan, Saut Maruli Tua, Tambunan, Hotbona Novandi, Gultom, Josua Alexander, & Hutahaean, Thomas Firdaus. (2024). Analysis of Asset Management Ratio and Solvency Management Ratio. Journal of Corporate Finance Management and Banking System (JCFMBS), 4(2), 25-36. https://journal.hmjournals.com/index.php/JCFMBS/article/view/3622.

Ratnawita, Pandiangan, Saut Maruli Tua, Pratomo, Arief Budi, Saputra, Eka Kurnia, & Nuryanto, Uli Wildan. (2023). Analysis of the Experience of Teachers on Student Achievement in Economics at Private High School. Edumaspul: Jurnal Pendidikan, 7(1), 522-526. https://ummaspul.e-journal.id/maspuljr/article/view/5555.

Tambunan, Hotbona Novandi, Pandiangan, Saut Maruli Tua, Candra, Siagian, Mei Veronika Sri Endang, & Hendarti, Ricca. (2024). Upaya Peningkatan Perekonomian dengan Memanfaatkan Potensi Ibu Rumah Tangga di Era Digital pada Kelurahan Durian, Kecamatan Medan Timur. E-Amal: Jurnal Pengabdian kepada Masyarakat, 4(1), 1-6. https://stp-mataram.e-journal.id/Amal/article/view/3084.

Yoppy, Irene, Hartono, Ivany Artamevia, Hutahaean, Thomas Firdaus, & Pandiangan, Saut Maruli Tua. (2023). Influence Profitability, Policy Debt, Policy Dividend, Investment Decision, and Firm Size to Company Value Manufacture Sub Sector Food and Drink Registered in the Indonesian Stock Exchange. International Journal of Economics Social and Technology, 2(3), 162-170. https://jurnal.risetilmiah.ac.id/index.php/ijest/article/view/336.

Downloads

Published

2024-03-28

Issue

Section

Articles